Author Archives: John

2022 Was A Failure. Trying again in 2023

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I Just Added More Debt

Day 27| Paid: $2406.77 | Remaining Debt: $61450.11 Yes, I just added more debt…. My Payday Loan 2 gave me the option to refinance. I realized that my gap between my debt payments, other expenses, and my income wasn’t completely … Continue reading

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Semi-Successful Uber Weekend

Day 24| Paid: $2406.77 | Remaining Debt: $61150.11 I would classify this weekend as semi-successful. I did not make as much as I hoped I would have, but overall it wasn’t bad. I did 30 rides total over Saturday and … Continue reading

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Burned Out At Work

Day 21| Paid: $2406.77 | Remaining Debt: $61150.11 No Uber This Week My supervisor is out sick (not covid) and things are a mess all around work, so I have been working longer hours this week to help cover, and … Continue reading

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First Week Ubering – Mediocre Results

Day 17| Paid: $1370.27 | Remaining Debt: $61830.74 This past week was my first week specifically driving with Uber to increase my income and pay down my debts. As I mentioned in my previous posts I have done Uber occasionally … Continue reading

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Another $219.91 Paid

Day 14| Paid: $1370.27 | Remaining Debt: $61830.74 Today I paid $52 toward Afterpay, $80.91 toward the first Affirm loan, and $87.86 towards Payday Loan 2. Total of $219.91, all of which were minimum payments on those debts. Still even … Continue reading

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No Emergency Fund

Day 13| Paid: $1150.36 | Remaining Debt: $61998.08 In case you haven’t noticed I have not yet talked about my emergency fund. That is because I don’t have one. In fact I don’t have any kind of cash savings. I … Continue reading

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My Grand Plan to Eliminate Debt

Day 12| Paid: $1150.36 | Remaining Debt: $61998.08 As I have mentioned in my previous posts, my original goal for 2022 is to eliminate all of my debt except for my student loans and car loan. However both my student … Continue reading

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Increasing My Income: The Uber Plan

Day 11| Paid: $1150.36 | Remaining Debt: $61998.08 How much can I make per week with Uber? That depends on so many factors: How many hours am I able to drive? How many rides can I get while I am … Continue reading

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Increasing My Income: Uber

Day 10| Paid: $1150.36 | Remaining Debt: $61998.08 No matter what I am not going to get out of this debt simply decreasing my expenses. I already live fairly frugally and don’t have much more to cut out than I … Continue reading

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